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Insurance advice please !!
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| JamieK |
Posted on 02/23/09 - 4:11 PM
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I have a small problem, so I figured before I start surfing the web for a new company, I would ask you guys first. As you know I am going to re-power the 87 Outrage with a new E-TEC. Problem is, Geico who I have now will only insure the motor to if it gets stolen or damaged, quarter of what its worth. So, I dont want to put a $12,000 motor on and only be insurd $3000, can any one advice me a decent company that wont kill me on rates !!
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| Phil T |
Posted on 02/23/09 - 4:18 PM
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Contact Larry, LHG a.k.a. Finnegan.
1992 Outrage 17 I
2019 E-TEC 90, Viper 17 2+
2018 Load Rite Elite 18280096VT |
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| ioptfm |
Posted on 02/23/09 - 5:08 PM
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Mine is with State Farm and they allowed me to place replacement cost on it..............USAA has pretty good rates and so does Boats US
Tom
1979 Sport 15' |
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| MW |
Posted on 02/23/09 - 11:55 PM
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I have "State Farm", they'll cover you ! not expensive, about $200, "Sea Tow" has insurance available as well.
Matt |
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| Brian7son |
Posted on 02/24/09 - 6:06 AM
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I have Progressive on my 3 boats and have been happy with them. Last year while in Bimini, a guest on my boat plugged in the shore power while my generator was running. The switch on board that allows the shore power current to run to the electrical system was "on". Nobody asked him to plug it in. He thought the was being "helpful". It was an accident and the power surge fried my generator.
The generator was a 2003 Westerbeke 5KW. Progressive replaced it with a new generator, -0- deductible.
I was extremely satisfied with their service. In addition. Progressive sells uninsured boater coverage. This would cover you and your passengers for injuries in the event that an uninsured boater collided with your boat and injured you or your passengers. Neither Allstate nor State Farm sell that type of coverage.
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| CES |
Posted on 02/24/09 - 6:07 AM
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I've had issues with GIECO and that lizard everytime I have used them in the past. They'll gig you every chance they can to keep their money. I used USAA and it's a great company to use.
Cliff
1966 13' Sport with a 1993 40hp Yamaha 2 Smoker |
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| davef |
Posted on 02/24/09 - 7:22 AM
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you might want to check with your home owners carrier...I use Home-Owners for car, house and 2 boats w/ trailers. They add it to my Home policy as a personal atricles declaration...in a flat dollor amount for physical damage to the boat and engine, plus an emergency towing and aid @ $150 per occurance...
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| MW |
Posted on 02/24/09 - 2:48 PM
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even if you own a "Row Boat" you should at least have a $9 a month "Liability" on it.
Matt |
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