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Trying to by a 150 SS right now in New England. The dealer and I have agreed on the price. They want me to pay for the entire boat now (over 20,000) and take possession of the boat in the spring. Is this normal practice? What happens if something happens and I lose the boat and and the cash - seems insane to me - thoughts?
Have you done a sea trial? I would not buy any boat without operating it or the same model. As you said its a lot of $$.
While the winter has been mild, getting the dealer to go launch a demo and go out with you will be very difficult. Downeast they tend to hibernate till March and boat show season.
Boston Whaler dealers don't carry inventory, only demos. They order the boat from the factory at the time of purchase.
I wouldn't even say half down. A grand or 2 deposit subject to sea trial ought to hold the boat and motivate the dealer to get to the sea trial as soon as possible because they want the deal finalized. Especially in this economy you should be able to dictate these terms.