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Lakefront Retirement?
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| tedious |
Posted on 01/04/13 - 10:25 AM
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I have enjoyed living in New England, but as I get a little bit older, I'm thinking about the possibility of living farther south during the colder part of the year. It would be great to be able to enjoy the water year 'round. A while back, someone posted about a lake on which they had property - it may have been in Tennessee, or one of the bordering states. Of course I can't find the article now!
Does anyone have any thoughts about a good lake to retire on? It would be nice if it were not too, too busy, and also not too overwhelming in cost. Thanks for any ideas!
Tim
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| Larry H |
Posted on 01/04/13 - 2:42 PM
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A lot of nice lakes in Florida, and South Carolina.
Edited by Tom W Clark on 01/04/13 - 3:42 PM |
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| duf |
Posted on 01/04/13 - 4:42 PM
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if you own a place in Mass, and sell, you should be able to own a very nice place in numerous places in the South. Actually your loss of paying taxes alone would be hugely advantagous. I have a friend who just moved to the Huntsville area of Ala and braggs of the numerous lakes and low taxes. I've also lived in Miss, Ga, and Fla, and they are all great places, but to my knowledge, don't have as many lakes, again, with my limited knowledge. Course you have to duck the occasional tornado in those areas, and it still gets chilly there. But hey, even here in Corpus Christi we still get some cold stuff. Been in the 40's for almost a week!
Good luck to you!
Duf
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| wing15601 |
Posted on 01/04/13 - 5:19 PM
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I can tell you that if you're considering Florida, think about the southwest coast, Punta Gorda, Ft. Myers etc. The real estate market is really depressed there and you can get a lot of property for the money. Fishing in the Gulf of Mexico and around the many many mangrove islands, barrier islands and bays along the gulf coast provides a great winter sport. I'm now looking forward to summers fishing in Lake Mi and winters in the Gulf. If fresh water is your thing, you will be within an hours drive of lake Okeechobee.
I winter in Ft. Myers and summer in St. Joseph, Michigan. It’s now about 12 years since I’ve joined this group. I gave my 1972 whaler to my daughter and sold the 17’. Bought an O’Day 28 sailboat and sailed on Lake Michigan. Yesterday I bought a 2005 130 Sport. |
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| gary0319 |
Posted on 01/04/13 - 6:08 PM
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I live in Sarasota FLorida and my "lake" is the inshore area of the west coast of Florida. Sarasota Bay, and Lemon Bay/Charlotte harbor to the south, make up a very nice protected "lake" with over 200 miles of shorline. Perfect for my little Dauntless 15.
1998 Dauntless 15 - 1998 Mercury 60 |
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| Mtierney |
Posted on 01/04/13 - 7:40 PM
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Once you live near the ocean, it is difficult to "settle" on a lake. Agree with above, look for something on the west coast of FL with water access, such as a canal that can get you to the ocean. Best of both worlds.
1985 Newport 17 w/ 70 yamaha |
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| Floats2mon |
Posted on 01/05/13 - 9:44 AM
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I too am looking for a retirement location, and I like the idea of somewhere along the intracoastal waterway because with a 17' Whaler it seems like the best area for recreational boating on salt water. I have been to the west coast of Florida..Sarasota..Punta Gorda..Port Charlotte, and was not thrilled with the public water access. Now I'm considering South Carolina. Any ideas on retirement boating and reasonable home pricing would be appreciated. I'm turning 62, so 3-4 years away is my time horizon.
Thanks
Mike
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| mtown |
Posted on 01/05/13 - 10:55 AM
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I just got back from Edisto Island S.C. and enjoyed the stay there. I was amazed though to find almost no water access for a trailered boat. It suprised me so much that I started searching for boat ramps in the state, and then did a comparison to North Carolina. The access is so much better in NC. We are in Maryland and have been looking at a simililar plan for some time, even bought property in eastern NC a few years ago. We have visited Oriental NC and Wrightsville NC several years in a row and also Atlantic Beach near Morehead City NC. Wrightsville is definately nice off season but I am sure is crazy in season. Atlantic beach is more about the ocean but has lots of back water access too.
Oriental is at Neuse River and Pamlico sound and is quiet off season but probably not crowded in season. It is also the most agressively dog friendly place I have ever been, which is why we will probably end up there.
Look at Town Dock .net it is a little online paper about the place.
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| gary0319 |
Posted on 01/05/13 - 2:03 PM
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Floats2mon wrote:
I too am looking for a retirement location, and I like the idea of somewhere along the intracoastal waterway because with a 17' Whaler it seems like the best area for recreational boating on salt water. I have been to the west coast of Florida..Sarasota..Punta Gorda..Port Charlotte, and was not thrilled with the public water access. Now I'm considering South Carolina. Any ideas on retirement boating and reasonable home pricing would be appreciated. I'm turning 62, so 3-4 years away is my time horizon.
Thanks
Mike
Mike, I've only been a whaler boater for about 5 months now, but have lived in the Sarasota Fl area for 20 + years. I find the launch facilites in our area to be excellent and more than plentiful. For those interested, here's a link to the list of Sarasota Couny launch sites. I've only used 3 or 4 of these, but each has been a great facility and spaced to give me acess every 8-10 miles along the bay front'
https://www.scgov.net/WaterRecreation...nches.aspx
1998 Dauntless 15 - 1998 Mercury 60 |
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| Floats2mon |
Posted on 01/05/13 - 6:35 PM
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Gary, thanks for the boat launch info. I will reconsider Sarasota for me and my Whaler exploits. How are the real estate prices down there now? My last visit was in 2004, and they were high then. We stayed on Longboat Key, so that may explain the high prices that I saw. By the way I have only been a Whaler owner since May 2012, but we want it to become part of our future lifestyle in retirement.
Mike
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| contender250 |
Posted on 01/05/13 - 6:40 PM
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Lakehouse.com
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| gary0319 |
Posted on 01/05/13 - 6:49 PM
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Mike, re real estate prices....
Sarasota suffered from a a bad case of real estate greed before the crash. Properties were going for double their value and more at the peak. We've had about a 50% drop in prices since the start of the recession, but buyers are coming back and properties have recovered about 10% from their lows of a couple of years ago. Lower priced homes (less than $150K) have mostly all been bought up by investors groups that have rented them out while the market recovers. I did find a detached villa for my brother in Englewood on a canal with no bridges to the the bay an gulf. It was listed at about $170k, furnished, with a set of 10,000# davits on the sea wall.
Pretty much most of the distressed waterfront properties have been sold, but some are still available at prices conseiderably lower than pre-crash prices. Sarasota and Long Boat Key still demand higher prices than some of the smaller gulf/bay communities.
Come on down, the fishing still good.
Gary
Edited by gary0319 on 01/05/13 - 6:50 PM
1998 Dauntless 15 - 1998 Mercury 60 |
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| docsoma |
Posted on 01/05/13 - 10:33 PM
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Here in San Diego county we do not have very many lakes, but a big blob affectionately called the Pacific. Excellent boat ramps on Mission Bay and San Diego bay.
Real estate pricing however will be obscene to most everyone with possible exception of those in MA and D.C. area. But with 70 degrees year round and sunny skies 11 months (June gloom)...the overall package is hard to beat.
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| cyall8r |
Posted on 01/06/13 - 1:21 PM
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some nice sized lakes are lake norman and lake wylie, both outside of charlotte nc (the latter is north of the city, the former is south). i am from ma and live in nc for several years, and found that most properties on the lake norman was still rather pricey, even by new england standards. others around charlotte also like mountain island lake, though that is quite a bit smaller. lake hartwell is another nice lake on the sc-ga border.
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| zappaddles |
Posted on 01/06/13 - 4:36 PM
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As an ex-pat native Floridian who fondly remembers his Florida childhood I can only say this "You have to be able to tolerate un-godly crowded living conditions to live in the warmer climes of Florida".
If you can't play hurt....stay home. |
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| tedious |
Posted on 01/07/13 - 5:18 AM
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Thanks for the advice, all - very helpful.
I'm having trouble seeing myself in Florida - I have visited a lot of the state, and it's just too full of people for me. I haven't seen too much of the northen gulf coast though - certainly plenty of coastline, but I don't know how accessible it would be.
I was really thinking lakefront someplace, rather than trailering - nothing like having your boat at the dock or on a mooring and being able to hop in and go.
Thanks again!
Tim
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| blacksmithdog |
Posted on 01/07/13 - 8:10 AM
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We bought a lot on Lake Keowee two years ago. It's in the western part of South Carolina. Google it and see what you think.
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| spuds |
Posted on 01/07/13 - 12:40 PM
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There is still remote waterfront properties that come up for sale in Texas that are very affordable.
Yes, we don't always have the beautiful blue water that Florida has, here on the upper Texas coast, but the off-color water lends itself as cover for bait to hide from predators in.
Think about it: lots of bait = lots of fish.
Corpus Christi, where duff lives is primo. Much nicer water than the Galveston area, as well.
Come on down to Texas, we don't bite! : )
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| gary0319 |
Posted on 01/07/13 - 1:15 PM
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tedious wrote:
Thanks for the advice, all - very helpful.
I'm having trouble seeing myself in Florida - I have visited a lot of the state, and it's just too full of people for me. I haven't seen too much of the northen gulf coast though - certainly plenty of coastline, but I don't know how accessible it would be.
I was really thinking lakefront someplace, rather than trailering - nothing like having your boat at the dock or on a mooring and being able to hop in and go.
Thanks again!
Tim
Tim, good luck in your search. Yes those freshwater lakes sound ideal. I used to live in Wisconsin where most everone wanted a "summer" place on a northern lake (for the 2 weeks of summer up there)
I guess it's all a matter of perspective. Some will say that Florida has too many people, but I moved here to get away from the 14 million folks in Los Angeles.......seems kind of spartan around here from my view.
Let us know where you end up,
GAry
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| Binkie |
Posted on 03/12/13 - 4:35 PM
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I lived in Ft. Myers for over 35 years. Its like Ft. Lauderdale now, that's why I'm no longer there. BTW there is not a lake any near this area, closest one is at least 40 miles away.
rich
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