Whaler Central - Boston Whaler Boat Information and Photos

Posted by andyf on 04/26/07 - 6:52 PM

I'm going through my insurance agent to insure a 1967 Eastport.....they are going through Foremost but I am being told that I can't get hull insurance at least not without a survey...which may be ~$400 just to get that. I tried Boatus and still needed a survey....

What have others done for insurance on older Whalers????

Thanks
Andy

Posted by Joe Kriz on 04/26/07 - 7:22 PM

andy,

Some home owners insurance will also insure boats.
Even some auto insurance companies insure boats. I know my AAA does if you also have home owners through them.

I don't understand why they need a survey. They would be insuring the boat for damage and theft and probably replacement cost or portion thereof.... If they insure it for XXX amount of dollars, then that is what you would pay to insure that amount...

It sounds like they just don't want to insure your boat so try someone else...

Posted by Jeff on 04/26/07 - 7:28 PM

Andy, I was just finishing up this on boat boat this afternoon. No need for a survey just a full write up on your boat with values and documentation. What works out nice in the guy who sells the insurance one of the biggest whaler fanatics I know of. So he understands whalers and what their fair market values are. He is able to sell policies for all 50 states and his prices are great.

The most important thing was I was finally able to insure the boat, motor, trailer, and all of the other items on it for fair market value. This is great as my old policy with the old agent was only able to insure the boat, motor, and trailer for NADA blue book prices. That totaled only about 5000.

I can give you the contact information if you wish just PM me.

Edited by Jeff on 04/26/07 - 7:36 PM

Posted by Jeff on 04/26/07 - 7:33 PM

Joe, I just tried moving my boat to AAA as I have my home owners, auto, and all of my other policies through them. My agent said,

"AAA will no longer insure boats over 20 years old. If you have a current policy be sure and make your payments on time so the policy never gets canceled. If you lose the policy good luck trying to find some one who will write a new policy. Nearly all insurance companies are moving this way."

Edited by Jeff on 04/26/07 - 7:37 PM

Posted by lakeboyrtk on 04/28/07 - 8:17 PM

Have you tried progressive? I have them for my 1975 Boston Whaler Katama. You can get a policy directly through their website and pay for it. I got their agreed value coverage at $10,000 total loss. I know it is more than nessasary, but it was literally only a few dollars per year more from $7500 total loss coverage. They were also the best price I could find at about $175/year. I had the same problem finding insurance. Many companies would not insure a boat this old. Good luck.

Posted by kamie on 04/29/07 - 11:30 AM

try boatus?
All State will also insure the boat if you have Auto insurance. Geico is the same, although they won't insure you unless you have owned a boat for 3 years.

Posted by cyclops on 04/29/07 - 1:16 PM

I've got a 1967 Eastport which has been insured with BoatUS for 3 years. The policy is underwritten by CNA Insurance Company. They didn't require a survey and the boat is insured for an "agreed upon value".